Easy Financing
Car Financing in Japan for Foreigners – Garage X
Buying a car in Japan can seem difficult for many foreigners, especially when it comes to financing. At Garage X, we help customers from many different nationalities obtain financing and make car ownership in Japan easier and more accessible.
Can I finance a car in Japan without a permanent visa?
Yes, it is possible to finance a car in Japan even without permanent residency.
Garage X works with several financial institutions that offer financing for foreigners living and working in Japan. Every application goes through a credit review by the finance company, but many customers are approved even without a permanent visa or guarantor.
Important information for people who recently arrived in Japan:
- If you already have a stable job or employment contract, it is often possible to obtain financing approval even without permanent residency.
- Customers who have permanent residency usually qualify for lower interest rates and better financing conditions.
Our team carefully reviews each case and always works to find the best option available for every customer.
Garage X In-House Financing
If financing through a financial institution is not approved, Garage X also offers its own in-house financing.
In this case, only a small down payment is required, and the remaining balance can be paid in up to 20 installments.
This type of financing is ideal for people who:
- Do not have permanent residency
- Recently arrived in Japan
- Had financing declined by financial institutions
With Garage X in-house financing, approval is guaranteed, making it even easier for you to purchase your car.
Flexible Down Payment Options
At Garage X, the down payment can be made in different ways:
- Cash
- Credit card
- Your current car as part of the payment (trade-in)
Large Vehicle Inventory
Garage X has more than 80 vehicles in stock, offering options for different lifestyles and budgets.
If the car you are looking for is not currently available, our team can help find the ideal vehicle for you based on:
- Model
- Year
- Color
- Desired monthly payment
Garage X – Your Car in Japan
Garage X works every day to help you find the right car with the best financing options available in Japan.
Contact our team today and discover how we can help you buy your car in Japan — even without permanent residency.
Contact Us
Gabriel Hayashida — 090-9793-5122 (English / Português / 日本語)
Fabio Saito — 090-8474-3037 (Português / 日本語)
Flavio Chagas — 090-1747-7398 (Português)
Business Hours:
Monday, Tuesday, Thursday, Friday, Saturday: 9:00 AM – 8:00 PM
Wednesday: 9:00 AM – 5:00 PM
Sunday: 9:00 AM – 6:00 PM
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